The goal of Future Focus Financial, Inc. is to help individuals, business owners, and professionals along with executives, employees and all their families achieve financial security. We do this by helping our valued clients, “grow,” “protect,” and “distribute” their assets to last throughout their lifetime. We are able to achieve this high expectation by utilizing the finest products from A-rated companies, in the most cost effective manner.
We can assist companies with setting up Health Savings Accounts, Flexible Spending Accounts, as well as Cafeteria Plans to maximize tax savings* for the employer as well as the employees. Considering all of the options, you should be sure the agent you are working with will maximize the health plans effectiveness for your business and everyone involved.
Life insurance provides a death benefit to your surviving spouse, family or other beneficiaries, but what type of life insurance policy is right for you? Different life insurance policies may provide different combinations of death benefit protection and accumulation potential. We offer term life insurance, whole life insurance, and universal life, and we can help you select the right policy for you.
An individual’s financial security is made up of many components. Your income, however, makes it all possible. Consider how much income you could earn over the next 25+ years and what you and your family’s life would be without that income. If you happen to become too sick or hurt to work there is the possibility that you lose all your assets. Together we could design a policy to meet the needs of most people.
No matter your net worth, it’s important to have a basic estate plan in place. Plan ahead, so that your property will go to the people you want, in the way you want, and when you want. We help guide and navigate through an array of estate planning strategies that may benefit your family and help transfer your assets and businesses to your beneficiaries.
Planning your business? Have questions about small business insurance? Looking for ways of reducing your small business insurance expenditures? We have solutions. Future Focus Financial offers the sound products and services of most of the A-Rated and above carriers.
During your working years, you’re periodically getting cost-of-living increases in your salary to help keep pace with these rising prices. But in retirement, having a fixed income means that if prices keep rising, your purchasing power keeps diminishing. We at Future Focus Financial have solutions that will help you protect your income and keep it as strong tomorrow as it is today. We are devoted to your financial security as your needs evolve.
Planning before or during the divorce process is especially important; afterwards, can be too late to complete some of the nuances that can change one’s future in a more positive manor. People use specialists to achieve the best outcome for the divorce. Make sure you use an insurance and financial specialist to protect an integral part of your plan.
Long Term Care Planning insures you have a feasible program in place when you are no longer capable of taking care of yourself. Your health can change at any time, at any age, resulting in a need for long-term care. Through Long Term Care planning you can be sure it is going to be on your own terms.